Maximising your Pension Fund

Pensions remain to be at the heart of most people’s financial planning strategies. After all, your pension pot provides you with the perfect saving solution for your retirement. 

We are on a mission to help you maximise your pension fund so that when the time comes for you to retire, you know you’ll be as financially comfortable as possible.

• The Tapered Annual Allowance limits the amount of tax relief you can claim on your pension savings depending on your income. This can be reduced to as low as £4,000
• Carry Forward allows you to contribute more than your current tax year’s Annual Allowance, or your Tapered Annual Allowance, if possible. This can work when you have contributed less than the Annual Allowance in the past three years
• Your Lifetime Allowance is the total amount you can accumulate in all of your pension savings, without having to pay tax

We recognise that your circumstances are going to change and those changes could impact your financial strategy, including your pension and retirement plans. You might have a child, you might become a grandparent, you might change your career, you might move home. Your life is a journey and our financial experts want to support you every step of the way. 

We are here to help you grow your pension. Let’s work together to optimise your future financially. 

The value of an investment with us will be directly linked to the performance of funds you select, and the value can therefore go down as well as up. You may get back less than you initially invested. 

The levels and bases of taxation and relief from taxation can change at any time. The value of any tax reliefs depends on individual circumstances.